Many real estate entrepreneurs are trying to figure out what to do in these volatile times. It is quite clear that the era of historically low interest rates is likely over at least in the short- to mid-term. One reason why these low rates are as good as gone is because the Fed will need to raise rates in order to control recent inflationary pressures caused in part by Covid and related supply chain issues. The Fed has always been super afraid of inflation, and this is for good reason. Inflation if not property controlled can wreck an economy...  

The quick answer to "Should you use a mortgage broker?" is "You should at least consider it!"